XRAY INDEX and user-rating integrity
How XRAY INDEX is constructed
The index describes the verifiability of public information within its stated scope. It is not regulatory approval or a promise of safety or returns. Consult each broker profile for the currently implemented scoring rules.
1. Subjects and relationships
Correctly associate brands, entities, regulators and licences.
2. Scope and timeliness
State applicable jurisdictions, products, accounts and dates.
3. Evidence and transparency
Make sources, verification status, gaps and conflicts visible.
4. Information completeness
Assess supporting records and correction channels.
Commercial placement, sentiment and unverified assertions must not substitute for evidence. Missing data must not be presented as confirmed risk. Current profile criteria define the implemented calculation.
User-rating integrity
These are governance design principles, not a claim that every detection feature is live. Automated flags require review and do not establish misconduct.
1. Eligibility and frequency
Identify the subject and experience. Limit repeated submissions and duplicate ratings.
2. Duplicate and coordinated signals
Review text, attachments, case identifiers, shared devices or networks and unusual timing or rating patterns together.
3. Review workflow
Record → flag → hold rating → human review → clear or confirm. Only eligible records contribute to reputation statistics.
Enforcement principles
Confirmed misconduct may lead to warnings, removal or account restrictions. Confirmed coordinated manipulation may require holding affected ratings. Publish the applicable rules before enforcement and provide an appeal channel.
Keep the rule, evidence summary, date and appeal route for each decision. Rating moderation must not rewrite regulatory facts.